Credit Underwriting

CreditVidya Founder and CEO Abhishek Agarwal

Story of CreditVidya – Reimagining Credit Underwriting

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When you approach a lender for a loan, the lender uses the process of Underwriting to decide whether an applicant is creditworthy and should receive a loan. This is done by analyzing the applicant’s credit history, collateral and capacity. In India, it is the underserved customer segments that are greatly affected when it comes to …

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Northern Arc Capital’s Managing Director and Chief Executive Officer Dr. Kshama Fernandes

Story of Northern Arc Capital – Promising Credit Opportunities

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India has a vast underbanked population, which lack tools to build emergency funds and pay debts. The underbanked segment includes low-income households and small businesses which went completely dry on credit over the last few months due to the pandemic. Then there are early-stage businesses, and small and medium enterprises (SMEs) that have strong business …

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